Cryptocurrencies for Payments: Real Coins Used Today for Spending and Transfers

When people talk about cryptocurrencies for payments, digital assets designed to replace or supplement traditional money in everyday transactions. Also known as payment coins, they’re not just speculative assets—they’re meant to be spent. But here’s the catch: most crypto isn’t built for this. Bitcoin is slow. Ethereum is expensive. Meme coins? Forget it. Only a handful actually move money in the real world—and they’re not the ones you see on TikTok.

Take VeThor Token (VTHO), the utility token that powers transaction fees on the VeChainThor blockchain. It’s not traded for profit. It’s burned every time a company moves goods or tracks supply chains. Big brands like Walmart and DNV use VeChain because VTHO makes payments fast, cheap, and traceable. Then there’s ALT5 Sigma, a B2B crypto infrastructure provider that lets businesses accept stablecoin payments. It doesn’t sell tokens—it enables banks, retailers, and logistics firms to pay suppliers in USDC or DAI without banking delays. And BCGame Coin (BC), a Solana-based token used inside a top crypto casino, lets players deposit, bet, and cash out in under a second with near-zero fees. These aren’t hype projects. They’re tools.

What makes a cryptocurrency good for payments? Three things: speed, cost, and stability. If a coin takes minutes to confirm or costs $5 to send, it’s useless for buying coffee. If its price swings 20% in a day, merchants won’t accept it. That’s why stablecoins dominate real-world use—backed by cash or assets, they hold value. But even stablecoins need infrastructure. That’s where companies like ALT5 Sigma come in, turning digital money into something businesses can actually use. Meanwhile, tokens like VTHO solve a different problem: automating fees so systems run without human intervention. You won’t find these on Coinbase’s trending list. But you’ll find them in enterprise contracts, supply chain logs, and online casinos.

So if you’re looking for crypto you can actually spend—not just hold or trade—you need to look beyond Bitcoin and Ethereum. The real payment coins are quiet, practical, and built for machines, not memes. Below, you’ll find deep dives into exactly these projects: how they work, who uses them, and why most people still don’t know they exist.