Cross‑Border Payments in Crypto: What You Need to Know

When working with cross‑border payments, the transfer of money or digital assets between different countries using blockchain technology. Also known as international crypto transfers, it lets users cut fees, settle in minutes, and avoid legacy banking bottlenecks.

One of the fastest ways to move value across borders is through a dedicated CBPAY, a crypto payment token designed for low‑cost, near‑instant settlements. CBPAY connects merchants, remittance platforms, and travelers, turning a blockchain transaction into a practical payment method. But speed alone isn’t enough; every transfer must pass KYC, Know‑Your‑Customer verification that confirms the identity of the sender and receiver. KYC helps prevent fraud, meets anti‑money‑laundering rules, and builds trust between counterparties.

Regulatory pressure adds another layer. The FATF, Financial Action Task Force, sets global standards for crypto compliance and its grey‑list decisions affect how banks and payment providers treat cross‑border crypto flows. When a jurisdiction moves off the FATF grey list, crypto firms can open local bank accounts, reducing friction for users sending money abroad. Conversely, stricter AML rules can increase the cost of compliance, so staying aware of FATF updates is essential for anyone handling international crypto transfers.

Another player worth watching is EquityPay, a hybrid token that blends UTXO and EVM features to support cross‑chain payments. EquityPay aims to bridge Bitcoin‑style security with Ethereum‑style programmability, offering a versatile tool for businesses that need to settle invoices in different crypto ecosystems. Pairing EquityPay with CBPAY or similar tokens gives users a menu of options depending on speed, cost, and network congestion.

All these pieces—payment tokens, identity checks, global standards, and hybrid solutions—form the backbone of modern cross‑border payments. Below you’ll find deep‑dive guides on each component, from how CBPAY works under the hood to step‑by‑step KYC processes and the latest FATF rulings. Dive in to get the practical knowledge you need to move money across borders confidently and efficiently.